Send money online
Send money online from our website or mobile app, in just a few clicks.
The more you send, the more you save
Many banks add 3% or more in hidden fees to the exchange rate — and it quickly adds up on large transfers. Worst of all, this fee is hard to spot unless you know to look.
With Wise, the price you see is the price you pay. No hidden fees. We lower our percentage fee on large transfers too — so the more you send, the more you save.
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Over 13 million customers
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FCA regulated
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Safeguarded at leading banks.
We keep your money with leading financial institutions like JP Morgan Chase, Deutsche Bank, and Barclays.
Dedicated support team.
We know that sending large amounts can be stressful, so you can reach a specialist for support whenever you need it.
Extra secure transactions.
We use two factor authentication to protect your account. That means only you can get to your money.
Compare the best money transfer rates
At Wise, we never hide extra fees and charges in the exchange rate. We just use the exchange rate – independently provided by Reuters. That means fair, low-cost transfers, every time.
Compare Wise exchange rates and fees with some of the biggest money transfer and remit services, such as Barclays, MoneyGram or WorldRemit.
Send money online in 3 easy steps
Start your transfer.
Pay in INR with your debit card or credit card, or send the money from your online banking.
Get the best rate out there.
Wise always gives you the real and fair mid-market exchange rate.
Money is locally delivered.
The recipient gets money in their currency directly from Wise's local bank account.
Online money transfer fees
How much does it cost to send money online?
To send money online with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always shows you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.
You can use our handy calculator to find out exactly how much will you pay for your transfer. The cost depends on where you will be sending money from and to, as well as on your chosen payment method.
No big fees, hidden or otherwise. So it's cheaper than what you're used to.
Delivery time for online money transfers from India
How long will a money transfer take?
On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.
Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.
Wise is easy
How to send money online
Wise makes transferring money online a breeze.
- Just tap in how much, and where to.
- Then make a local payment to Wise, whether it's with a bank transfer, swift or your debit or credit card.
- And that's it.
Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.
Where can you send money with Wise?
Africa
- Africa (Join the wishlist)
- Benin (Join the wishlist)
- Botswana (Join the wishlist)
- Burkina Faso (Join the wishlist)
- Cameroon (Join the wishlist)
- Cote d'Ivoire (Join the wishlist)
- Egypt (Join the wishlist)
- Equatorial Guinea (Join the wishlist)
- Gabon (Join the wishlist)
- Ghana (Join the wishlist)
- Guinea-Bissau (Join the wishlist)
- Kenya (Join the wishlist)
- Mali (Join the wishlist)
- Morocco (Join the wishlist)
- Mozambique (Join the wishlist)
- Namibia (Join the wishlist)
- Niger (Join the wishlist)
- Nigeria (Join the wishlist)
- Senegal (Join the wishlist)
- South Africa (Join the wishlist)
- Tanzania (Join the wishlist)
- Togo (Join the wishlist)
- Uganda (Join the wishlist)
- Zambia (Join the wishlist)
Americas
- Argentina (Join the wishlist)
- Brazil (Join the wishlist)
- British Virgin Islands
- Canada
- Chile
- Colombia (Join the wishlist)
- Costa Rica (Join the wishlist)
- Ecuador
- El Salvador
- Mexico (Join the wishlist)
- Panama
- Paraguay (Join the wishlist)
- Peru (Join the wishlist)
- United States
- Uruguay (Join the wishlist)
Asia
- Bangladesh
- China (Join the wishlist)
- Dubai
- East Timor
- Hong Kong (Join the wishlist)
- Indonesia
- Israel (Join the wishlist)
- Japan (Join the wishlist)
- Malaysia
- Nepal (Join the wishlist)
- Pakistan (Join the wishlist)
- Philippines
- Singapore
- South Korea (Join the wishlist)
- Sri Lanka (Join the wishlist)
- Thailand (Join the wishlist)
- Turkey
- United Arab Emirates
- Vietnam (Join the wishlist)
Europe
- Albania (Join the wishlist)
- Andorra
- Armenia (Join the wishlist)
- Austria
- Azerbaijan (Join the wishlist)
- Belarus (Join the wishlist)
- Belgium
- Bosnia and Herzegovina (Join the wishlist)
- Bulgaria
- Croatia
- Cyprus
- Czech Republic
- Denmark
- Estonia
- Europe
- Finland
- France
- Georgia
- Germany
- Gibraltar (Join the wishlist)
- Greece
- Hungary
- Iceland (Join the wishlist)
- Ireland
- Italy
- Latvia
- Liechtenstein
- Lithuania
- Luxembourg
- Malta
- Moldova (Join the wishlist)
- Monaco
- Norway
- Poland
- Portugal
- Romania
- Russia (Join the wishlist)
- San Marino
- Serbia (Join the wishlist)
- Slovakia
- Slovenia
- Spain
- Sweden
- Switzerland
- Netherlands
- United Kingdom
- Ukraine (Join the wishlist)
- Vatican
Oceania
- Australia
- Kiribati (Join the wishlist)
- Marshall Islands
- Micronesia
- New Zealand
- Tuvalu (Join the wishlist)
Wise is safe and secure
Wise is an authorised Electronic Money Institution independently regulated by the Financial Conduct Authority (FCA) in the United Kingdom.
This means we're required by law to keep your money safe by storing it in a low-risk financial institution - in Europe this is in our UK account with Barclays, in the US this is in our US account with Wells Fargo.
We're trusted by 13 million people and counting.
We have a 4.5 out of 5 rating on Trustpilot
It's your money. You can trust us to get it where it needs to be, but don't take our word for it. Read our reviews at Trustpilot.com
got the wise card for a 7 night trip to corfu. loading money on to card a breeze. used card to pay for everything from dining out, shopping and transf...
John.
Published 5 hours ago
Always the best rates
customer
Published 5 hours ago
Transaction was quick with no issues. I have never experienced an issue. Great service at a very reasonable cost.
Steven Guzowski
Published 5 hours ago
Send money online with Wise
Send money from India all over the world with Wise
Create free account nowFAQs
- Register for free
Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account. - Choose an amount to send
Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive. - Add recipient’s bank details
Fill in the details of your recipient’s bank account. If you don’t know their details, we can request them for you. - Verify your identity
For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe. - Pay for your transfer
Send your money with a bank transfer, or a debit or credit card. - That’s it
We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.